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Family structures are changing, and estate planning is evolving as well. Thirty years ago, a traditional family was composed of a husband and wife marrying young, buying a house, having children, and striving to attain financial stability. In 1949, 79.8 percent of...

Annually, the National Council on Aging (NCOA) estimates that there are 2.6 to 36.5 billion dollars in lost money and assets due to elder financial fraud. Although self-reported financial exploitation occurs at higher rates than all other types of elder abuse, the...

Even though an attorney is not required to file a disability benefits claim, having professional representation when dealing with the Social Security Administration (SSA) can increase your chances of approval. The American Association of Retired Persons (AARP)...

In certain cases, your heirs, including minors and adults, may have different opinions regarding family circumstances, particularly in relation to inheriting your estate. Relationships can change and intensify when you die, with underlying issues that bubble to the...

Estate Planning does not begin and end without implementing Power of Attorney (POA) documents. All states recognize powers of attorney, but rules and requirements will differ from state to state. The document gives one or more individuals the legal authority to act as...

Letters of instruction, or letters of intent, are an important part of estate planning. They provide background information and the purpose of your estate. Unlike a will, a letter of instruction is not legally binding. It can be personalized to provide easy-to-read...

There will be a cost of living adjustment (COLA) of the highest level in decades in 2023, as well as a decrease in Medicare Part B premiums. It is being touted as a win for the American people. According to the Social Security Administration, there will be an 8.7...

To supplement retirement income for America's elderly population, Social Security serves as a support system. While in the workforce, you contribute monthly to this program. Once retired, you can begin collecting your social security payment. These payments continue...

In the last five years of life, long-term care is estimated to cost between $233,00 and $367,00 on average. Those with long-term care insurance are still paying $140,000 out of pocket. The price associated with long-term care is incredibly intimidating, and...

Despite not wanting to age, aging is a symbol of success when compared to the alternatives. With age comes wisdom and many years of life experience. Once we embrace aging and accept all the value that comes with it, we can age with dignity and grace. As we get older,...